Important disclaimer notice

Please note

Information on this website is for general guidance only.

Nothing here constitutes financial, legal, or professional advice. Results may vary.

xalorivira provides information intended for general purposes related to financial planning. We do not guarantee any specific outcomes, and all decisions made based on our content or consultations are your responsibility.

General notice

All content is provided for informational purposes and should not be relied on as the sole basis for making significant financial decisions. We recommend consulting with a qualified professional for personalised advice.

Limitation of liability

xalorivira is not liable for any direct or indirect damages resulting from use of this website or services.

We do not accept responsibility for losses resulting from reliance on website content.

We are not responsible for technical issues that may disrupt your access to the website.

Any third-party links are provided for convenience and do not imply endorsement.

You assume all responsibility for actions taken based on information provided here.

Accuracy and completeness

We aim to provide current, accurate information, but do not guarantee content will always be complete or up-to-date. Users should verify details before making decisions based on website material.

We are not responsible for errors or omissions in content provided.

No professional advice

Content is not a substitute for advice from a licensed financial, legal, or other professional. Always seek individual consultation before taking action.

External links policy

Links to third-party websites are offered for reference only. xalorivira does not control these sites and is not responsible for their content or updates.

Results may vary disclaimer

Outcomes from consultations or decisions based on our information may differ for each individual. No results are promised or implied.

Variation of outcomes notice

Each user’s financial situation is unique. Consultation outcomes depend on your personal circumstances and choices.

Financial services disclaimer

All financial discussions are for informational purposes only, not financial advice.

No guarantees are made regarding financial outcomes or decisions.

You are responsible for verifying any details before making commitments.

Consult a licensed professional for advice specific to your situation.

Jurisdiction and law

xalorivira operates under Australian law and regulations.

Use of this website is subject to legal and regulatory requirements in Australia.

Australian law applies to all matters relating to use of this site and its content.

Users outside Australia must ensure compliance with their local laws.

Indemnification

By using this website, you agree to indemnify xalorivira from any claims arising from your use of our content or services.

Severability

If any part of this disclaimer is found invalid, the remainder remains in effect.

Modifications

xalorivira may update this disclaimer at any time. Please check back for updates.

Contact us

If you have questions about this disclaimer, please get in touch with our team.

Contact email: content@xalorivira.com

Phone number: +61-8-0530-4242

Mailing address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: October 9, 2025

Last updated: October 9, 2025